Terms of Use
Last updated: 25 July 2026
These terms govern your use of this website. By browsing the site or submitting a form, you agree to them. If you do not agree, please do not use the site.
Template notice. This is a structured starting point, not legal advice. The arbitration, limitation of liability and governing law clauses below have real consequences and are enforced differently from state to state. Have an attorney review and adapt them before publishing.
1. Acceptance of these terms
By accessing this website, submitting a form, or communicating with us through the site, you accept these Terms of Use and our Privacy Policy. If you are using the site on behalf of a company or trust, you confirm you are authorised to bind it.
2. No agency relationship, no professional advice, no offer
- Lumina Vita is a real estate investment and wholesaling company. We are not a licensed real estate brokerage and we do not act as your agent or broker. Using this site does not create an agency, fiduciary, attorney-client or advisory relationship.
- Nothing on this site is legal, tax, accounting, financial or investment advice, an appraisal, a broker price opinion, or a valuation. Consult your own licensed professionals.
- Nothing on this site is an offer to buy or sell real property, or an offer or solicitation to sell securities or investment contracts. Any offer we make is preliminary, non-binding and subject to inspection, title review, market conditions and a written agreement signed by both parties.
- Figures, timelines, testimonials and examples on this site are illustrative of past or typical outcomes. They are not a guarantee or prediction of your result.
3. Eligibility and acceptable use
You must be at least 18 and legally able to enter into contracts. You agree not to:
- submit false, misleading or third-party information without authority;
- submit a property you have no legal interest in or authority to sell;
- scrape, harvest, mirror or systematically extract content or data from the site;
- attempt to gain unauthorised access, introduce malware, or interfere with the site's operation;
- use the site for any unlawful, discriminatory or fraudulent purpose.
4. Information you submit
You confirm the information you give us is accurate and that you have the right to provide it, including any phone number you enter. If you enter someone else's contact details, you confirm you have their permission.
By submitting a form you consent to be contacted as described in our Privacy Policy. Consent to marketing calls or texts is not a condition of any purchase, and you may withdraw it at any time.
Submitting a form does not create any obligation on us to make an offer, and does not create any contract for the sale or purchase of property.
5. Intellectual property
The Lumina Vita name, logo, page copy, layout and design are owned by us or licensed to us and are protected by copyright and trademark law. You may view and print pages for your own non-commercial use. You may not copy, republish, resell or create derivative works from the site without our written permission.
Photographs and video used on this site are licensed stock media. They are illustrative and do not depict properties actually transacted by Lumina Vita.
6. Third-party links and services
The site links to and embeds third-party services, including a messaging assistant, hosted fonts and hosted media. We do not control those services, are not responsible for their content, availability, security or privacy practices, and a link is not an endorsement. Your use of them is governed by their own terms.
7. Disclaimer of warranties
The site and its content are provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and any warranty that the site will be uninterrupted, error-free, secure, or that the information on it is accurate, complete or current. Property information, market data and estimated timelines may be sourced from third parties and may be inaccurate or out of date.
Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you.
8. Limitation of liability
To the fullest extent permitted by law, Lumina Vita and its members, officers, employees and agents will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost opportunity, lost data or diminution in property value, arising from your use of or inability to use this site — even if we have been advised such damages are possible.
Our total aggregate liability arising out of or relating to this website will not exceed [insert amount, e.g. US$100]. This limitation does not apply to liability that cannot be limited by law, including fraud, wilful misconduct, or death or personal injury caused by negligence. It does not limit any rights you have under a separately signed purchase agreement.
9. Indemnity
You agree to indemnify and hold Lumina Vita harmless from claims, losses and reasonable legal fees arising out of your breach of these terms, your misuse of the site, or your submission of information you had no right to provide.
10. Disputes, arbitration and governing law
Please read this section carefully — it affects your legal rights.
Informal resolution first. Before starting any formal proceeding, you agree to contact us at [insert email] and give us 30 days to try to resolve the matter.
Binding arbitration. If we cannot resolve it, any dispute arising out of or relating to this website or these terms will be resolved by binding individual arbitration administered by [insert administrator, e.g. the American Arbitration Association] under its consumer arbitration rules, rather than in court, except that either party may bring an individual claim in small claims court.
No class actions. Disputes will be brought only in an individual capacity, and not as a plaintiff or class member in any class, collective or representative proceeding.
Right to opt out of arbitration. You may opt out of this arbitration agreement by emailing [insert email] with the subject "Arbitration Opt-Out" within 30 days of first accepting these terms. Opting out will not affect any other part of these terms.
Governing law and venue. These terms are governed by the laws of the State of [insert state], without regard to its conflict-of-laws rules. Where arbitration does not apply, the courts located in [insert county and state] have exclusive jurisdiction.
To confirm with counsel: arbitration and class-action-waiver clauses on a consumer-facing site are only enforceable if the user had reasonable notice and manifested assent. A footer link alone is often held insufficient. Consider adding an explicit "By submitting, you agree to the Terms of Use" line directly above the submit button — the current form already links to these terms inside the consent checkbox, which is a stronger position, but counsel should confirm it is enough in your state.
11. Changes, severability and contact
We may update these terms. The "last updated" date will change, and material changes will be flagged on the site. Continuing to use the site after a change means you accept the revised terms.
If any provision is held unenforceable, the rest remains in force. Our failure to enforce a provision is not a waiver of it.
Contact: [insert full legal entity name], [insert address], luminavitagroup@gmail.com, [insert phone].
Aviso en español: estos Términos de Uso están disponibles en español a petición. Escríbanos a luminavitagroup@gmail.com. Si negoció con nosotros principalmente en español, tiene derecho a recibir los documentos contractuales traducidos en varias jurisdicciones, incluida California.